[Typo3-t3board03] Travel Insurance problems, any suggestions?

[Jan-Hendrik Heuing [NF]]

At least in my case in Splügen, they were in contact with a department in 
switzerland which were I think contracted by my insurance or something the 
like. I even didn't have to fill a form, after getting the OK of the 
department, I just had to sign a piece of paper. And a few weeks later, I 
got some note as a final statement that things worked out fine. If I 
wouldn't have the insurance, they had asked my to pay 5000? with my credit 
card and I'd get back anything left ;)

JH


"Kasper Skårhøj" <kasper2005 at typo3.com> schrieb im Newsbeitrag 
news:mailman.1758.1107200942.2660.t3board03 at lists.netfielders.de...
> I'll find a lawyer,
>
> Anyway, the most incredible thing is that the public health insurance is
> meant to protect common people from large expenses like this and all the
> way through they have acted like if they covered everything. Not a
> single time have they asked if I'm entitled to being covered, not a
> question about whether it was private, business or whatever - before I
> get home. I was not even *asked* if I wanted a 10-seat-reserved
> home-flight lying down, they just DID it, they even told me that I
> should not worry about getting home... If it turns out they want me to
> pay, how can you call it protection that they effectively can spend my
> money as they please? In my view they took the chance and responsibility
> that I was covered when they decided to arrange my home transportation
> (which I didn't ask for).
>
> Since I filled in the injury-report a few hours after my arrival at the
> hospital they could have (and I certainly expected that!) had a fax-copy
> and quickly found out whether they covered it or not. If they didn't
> think the insurance would cover it, they should have told me instead of
> continuing to give me a service I didn't ask to get in case it was on my
> expense. And had I known at the hospital that they would not cover, I
> would have chosen things differently; I might have insisted on leaving
> the hospital a day before, I would not have had the second X-ray, and I
> would absolutely not have accepted the home transportation, since my
> physiotherapist said I could probably sit in a flight home and I would
> have taken that chance. (It was the doctors recommendation that I had to
> lie down and that was what they asked for at home)
>
> The only good thing I can see about this is that IF they finally decide
> this is a business trip, then the expense must also be tax-deductible!
> If that is not the case I will loose every strain of respect for the
> Danish society where we supposedly pay the worlds largest tax rate of
> some 60-70% in exchange for a high social security system - which
> effectively made everything worse in the end for me.
>
> We will see. I'll call a lawyer tomorrow.
>
>
> - kasper
>
>
>
>
> On Mon, 2005-01-31 at 15:02, Daniel Hinderink wrote:
>> Hi Kasper,
>>
>> Please go and see a lawyer about this. Don't write any explanations to 
>> them
>> yourself. You can be sure that they will weasel out of paying this, if 
>> you
>> don't use someone who knows exactly what and how to write. This has 
>> nothing
>> to do with the facts, but everything with how to speak legalese.
>>
>> Cheers
>>
>> Daniel
>>
>>
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> -- 
> - kasper
>
> *******************
> Happy new year! - My email address is now:
>
> kasper2005 at typo3.com
>
>
>