[Typo3-t3board03] Travel Insurance problems, any suggestions?

[Kasper Skårhøj]

I'll find a lawyer,

Anyway, the most incredible thing is that the public health insurance is
meant to protect common people from large expenses like this and all the
way through they have acted like if they covered everything. Not a
single time have they asked if I'm entitled to being covered, not a
question about whether it was private, business or whatever - before I
get home. I was not even *asked* if I wanted a 10-seat-reserved
home-flight lying down, they just DID it, they even told me that I
should not worry about getting home... If it turns out they want me to
pay, how can you call it protection that they effectively can spend my
money as they please? In my view they took the chance and responsibility
that I was covered when they decided to arrange my home transportation
(which I didn't ask for). 

Since I filled in the injury-report a few hours after my arrival at the
hospital they could have (and I certainly expected that!) had a fax-copy
and quickly found out whether they covered it or not. If they didn't
think the insurance would cover it, they should have told me instead of
continuing to give me a service I didn't ask to get in case it was on my
expense. And had I known at the hospital that they would not cover, I
would have chosen things differently; I might have insisted on leaving
the hospital a day before, I would not have had the second X-ray, and I
would absolutely not have accepted the home transportation, since my
physiotherapist said I could probably sit in a flight home and I would
have taken that chance. (It was the doctors recommendation that I had to
lie down and that was what they asked for at home)

The only good thing I can see about this is that IF they finally decide
this is a business trip, then the expense must also be tax-deductible!
If that is not the case I will loose every strain of respect for the
Danish society where we supposedly pay the worlds largest tax rate of
some 60-70% in exchange for a high social security system - which
effectively made everything worse in the end for me.

We will see. I'll call a lawyer tomorrow.


- kasper




On Mon, 2005-01-31 at 15:02, Daniel Hinderink wrote:
> Hi Kasper,
> 
> Please go and see a lawyer about this. Don't write any explanations to them
> yourself. You can be sure that they will weasel out of paying this, if you
> don't use someone who knows exactly what and how to write. This has nothing
> to do with the facts, but everything with how to speak legalese.
> 
> Cheers
> 
> Daniel
> 
> 
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-- 
- kasper

*******************
Happy new year! - My email address is now: 

		kasper2005 at typo3.com